Harborline Financial · Story Development

Late payment is the growth tax nobody legislates against

Opinion piece using borrower payment data to quantify the working capital transfer.

Deadline 5 Sept 2026

Story builder

All AI output is editable
Working headline
Late payment is the growth tax nobody legislates against
Central angle
Bylined argument from a lender who sees the cash flow damage first-hand.
Story summary
Opinion piece using borrower payment data to quantify the working capital transfer.
Audience
Business owners, policy readers
Media relevance
Budget-cycle relevance from September.
Supporting facts
  • Median 47-day payment lag
  • 1,900 borrowers analysed
Statistics
47-day median lag
Proof
Anonymised borrower payment dataset
Quotes
None approved yet.
Spokesperson
David Okonjo
Call to action
Offer as an exclusive byline
Target media
Business Matters · The Times — Business
Visual opportunities
CEO portrait
Latest activity
Draft angle agreed with CEO
Next action
Draft 800-word piece

Media Match

Recommended journalists

Sarah JonesBusiness Reporter

The Times — Business · London

62%

Match

Sarah Jones covers sme productivity, ai adoption, founder-led business for The Times — Business. Their title is on the target media list for this story.

Topics covered
SME productivity, AI adoption, Founder-led business
Relationship
Established · Quoted Elena Marsh in a piece on AI in mid-market manufacturing.
Recommended pitch angle
Lead with 47-day median lag and offer David Okonjo plus the underlying evidence.

Peter LindqvistSME Finance Correspondent

Financial Times · London

56%

Match

Peter Lindqvist covers sme lending, credit conditions, late payment for Financial Times. Adjacent beat coverage makes them a credible secondary approach.

Topics covered
SME lending, Credit conditions, Late payment
Relationship
Contacted · Pitched the declined-elsewhere lending dataset.
Recommended pitch angle
Lead with 47-day median lag and offer David Okonjo plus the underlying evidence.

Mark WhitfieldDeputy Editor

Insider North West · Manchester

48%

Match

Mark Whitfield covers regional growth, deals, hires for Insider North West. Adjacent beat coverage makes them a credible secondary approach.

Topics covered
Regional growth, Deals, Hires, Property
Relationship
Strong Relationship · Coffee in Manchester; wants first sight of regional data.
Recommended pitch angle
Lead with 47-day median lag and offer David Okonjo plus the underlying evidence.

Aisha RahmanTechnology Editor

The Manufacturer · Birmingham

40%

Match

Aisha Rahman covers industrial automation, digital transformation, skills for The Manufacturer. Adjacent beat coverage makes them a credible secondary approach.

Topics covered
Industrial automation, Digital transformation, Skills
Relationship
Warm · Offered a plant visit around the food manufacturer deployment.
Recommended pitch angle
Lead with 47-day median lag and offer David Okonjo plus the underlying evidence.

Personalised pitch

Journalist-to-source, never marketing copy
Publication

The Times — Business